Eight Steps to Tackle the Money-Saving Process (Part 3)
by Gregory Thomas
Now that you have a specific money-saving goal to strive towards, it's time to dive into the process of lowering your monthly bills and expenditures. Obviously, a choice you have is to work "overtime" hours at your current place of employment, or get a "second" job for additional income. For the record, the following process we will divulge does not look at this opportunity.
Eight Steps to Tackle the Money-Saving Process (Part 4)
by Gregory Thomas
You'll find that one of the easiest ways to come up with additional money is to first put an end to all the needless spending. I'm sure you are all familiar with this concept. Every single one of us has been guilty of wasteful spending at one time or another in our lives. For example, have you ever walked into a store just to "look around" and ended up spending $50+ on stuff you didn't plan on buying?
Eight Steps to Tackle the Money-Saving Process (Part 2)
by Gregory Thomas
Now that you are 100% sure in your decision to effectively save more money, the next step is to decide on a specific goal you want to achieve. The purpose of establishing a money saving goal is...
Ending the Paperwork Nightmare
by Maria Gracia
With all of the paperwork flowing into our lives day after day, it's easy for it to get out-of-control. Forms, memos, letters, catalogs, mail, flyers and advertising offers are stacked in our In Box. Leave that In Box untouched for a day, and you've got yourself a paperwork pile. Leave it untouched for a week or more, and you've got yourself a paperwork nightmare! Here are a few simple ideas to help end the nightmare and get all of your paperwork under control...
Bill Paying Methods
by Doris Dobkins
How are you paying your bills? Do you still write checks each month, stuff them in an envelope and slap on a postage stamp or have you ventured into the world of online bill paying and automated payments?
Budgets and Credit Cards
by Gary Foreman
I was hoping you can help me solve a problem I have encountered while trying to live on a budget. I have created a budget with a fixed amount that can be spent on certain items, i.e. entertainment. At times I go over this amount. I charge everything on my credit card, in order to receive a cash back bonus. My bill arrives the month after I overspend....My problem is applying my budget to real life, because I still want to use my charge card to pay for everything. Can you please help me figure out this problem? I have tried over and over to figure it out and I'm stuck.
GETTING PAST THE IDEA OF BUDGETING & SAVING MONEY
by Gregory Thomas
I am a firm believer that the ability to save and budget is dependant on the plan and approach one takes. Sure many proclaim they want to conserve and save more, but how many actually accomplish this? Saying one thing and actually doing are completely different from one another.
Cutting Food Costs: Saving Time vs. Money
by Rachael Paxton
You may think that if you make everything from scratch that you will save a lot of money at the grocery store every month. In a lot of cases, this may be true. When you prepare your own meals you will often see an immediate cost savings per portion, and perhaps an overall increase in nutritional value as an added bonus. So what if you don't have the time to cook?
Write your financial profile
by Doris Dobkins
It's fun to read financial profiles. Humans, by nature are curious about how much other people make and how they live with what they make. Profiles can communicate someone's salary, how many children they have, how much they save, how big their mortgage payments are and what else they spend their money on.
Sorting Your Money
by Terry Rigg
With all of the different items that the average individual or family spends money on, it can be difficult to keep it separated. You have to have money for groceries, car gas, school lunches, dining out and entertainment just to name a few.
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